Top 10 Affordable Suburbs in Northern Beaches, Sydney to Buy in 2025

Sydney’s Northern Beaches have long been associated with luxury living and picturesque coastlines, but not every suburb carries a million-dollar price tag. In 2025, there are still several affordable suburbs in the Northern Beaches that offer a great mix of lifestyle, value, and community. 

While house prices across Sydney remain high, rising interest rates have seen some price corrections in select pockets of the Northern Beaches, making them more accessible for first-time buyers and growing families. These suburbs typically offer good transport links, expanding infrastructure, and family-friendly amenities, all at comparatively lower entry points.

Working with Mortgage Brokers Northern Beaches can make your buying journey smoother and more strategic. They help compare multiple lenders, access exclusive home loan products, and guide you towards financing solutions that align with your goals.

Ready to explore the top suburbs worth considering this year? Let’s dive in.

Key Takeaways

• Northern Beaches, Sydney, still has suburbs with strong value in 2025.
  
  
• Ideal for first-home buyers, investors, and families seeking lifestyle and affordability.
  
  
• Suburbs selected offer strong infrastructure and community amenities.
  
  
• Mortgage Brokers Northern Beaches can assist with expert home loan advice.
  
  
• Updated pricing and transport insights for each suburb included.
  
  

Affordable Northern Beaches Suburbs (2025)

1. Belrose – Value with a Bushland Backdrop

Belrose is ideal for families wanting space and a peaceful, leafy environment. It borders Garigal National Park, offering walking tracks and bushland views, yet remains only 30 minutes from the CBD. The suburb has seen new development around Glenrose Village Shopping Centre, boosting local convenience.

Median house price: ~$2,350,000
Median unit price: ~$894,500
Weekly unit rent: ~$480
Infrastructure Development: Upgrades to local parks and schools, including Belrose Public.
Public Transport Accessibility: Buses to Chatswood, Warringah Mall, and the CBD.

2. Brookvale – Urban Living Near the Beach

Brookvale offers strong appeal for first-home buyers and investors alike, thanks to its vibrant mix of retail, dining, and lifestyle options. With Westfield Warringah Mall at its heart and a thriving craft brewery scene, it blends convenience with a modern urban vibe. Property in Brookvale, particularly units, represents solid value within the Northern Beaches, supported by consistent rental demand.

Median house price: $2,366,000
Median unit price: $1,010,000
Weekly unit rent: $730
Infrastructure Development: Major upgrades at Warringah Mall and ongoing commercial developments.
Public Transport Accessibility: B-line buses to CBD, Manly, and Dee Why.

3. Cromer – Quiet, Underrated, and Family-Friendly

Cromer offers excellent value in the Northern Beaches, appealing to families looking for space, peace, and a strong sense of community. Known for its well-regarded schools and proximity to Narrabeen Lagoon, it delivers a relaxed lifestyle in a leafy setting. With a balance of established homes and quiet streets, Cromer is ideal for those prioritising comfort and livability.

Median house price: $2,337,500 or $2,375,000
Median unit price: $812,500
Weekly unit rent: $690
Infrastructure Development: Enhancements at Cromer High and local sports facilities.
Public Transport Accessibility: Bus services to Dee Why, Warringah Mall, and Chatswood.

4. Davidson – Hidden Gem Near Frenchs Forest

Nestled among bushland reserves, Davidson is prized for its privacy, family-friendly environment, and access to quality schools. While less high-profile than some neighbouring suburbs, it offers spacious homes on generous blocks and a strong community feel. Davidson is well-suited to upgraders seeking a quieter lifestyle without compromising on convenience or liveability.

Median house price: ~$2,399,000

Median unit price: N/A (limited unit supply)
Weekly unit rent: $525
Infrastructure Development: Close to Northern Beaches Hospital precinct developments.
Public Transport Accessibility: Bus routes to Chatswood and City via Forest Coach Lines.

5. Elanora Heights – Leafy Living with Ocean Views

Elanora Heights combines elevated coastal views with a peaceful, bushland backdrop, offering a lifestyle that feels both private and connected. Its quieter profile within the Northern Beaches makes it a smart choice for those seeking value without compromising on natural beauty. Well-suited to couples and families, the suburb offers a relaxed atmosphere with easy access to beaches, golf courses, and nearby amenities.

Median house price: $2,500,000 - $2,540,000
Median unit price: N/A
Weekly unit rent: $770
Infrastructure Development: Small commercial zone growth, improved access roads.
Public Transport Accessibility: Buses to Narrabeen, Pittwater Road, and Wynyard.

Need help choosing the right home loan for Northern Beaches’ most liveable suburbs? Our expert Northern Beaches mortgage brokers simplify the process. Call 0403 316 686 or visit mortgagebrokersnorthernbeaches.com.au today.

6. Frenchs Forest – Health and Education Hub

Frenchs Forest is evolving into a highly liveable suburb of the Northern Beaches, offering excellent access to healthcare, education, and employment hubs. The presence of Northern Beaches Hospital has spurred ongoing development and infrastructure improvements, enhancing the area's connectivity and amenity. With a mix of established homes and modern upgrades, it appeals to families and professionals seeking long-term value in a well-connected location.

Median house price: $2,315,250
Median unit price: N/A
Weekly unit rent: $550
Infrastructure Development: Frenchs Forest Town Centre and Northern Beaches Hospital growth.
Public Transport Accessibility: New B-line routes and direct links to Chatswood.

7. Manly Vale – Smart Entry Point Near the Beaches

Manly Vale offers a convenient lifestyle just minutes from Manly, with comparatively greater value in the property market. Its central location, combined with access to major retailers like Coles and Aldi, as well as nearby recreational spaces like the golf course and Manly Dam, makes it popular with young professionals and couples. The suburb balances everyday convenience with coastal living, all within reach of the city and beaches.

Median house price: $2,870,000
Median unit price: $1,100,000
Weekly unit rent: $750
Infrastructure Development: Ongoing upgrades to Manly Vale B-line stop and local amenities.
Public Transport Accessibility: B-line to city, frequent buses to beaches.

8. Mona Vale – Coastal Charm Without the Price Tag

Mona Vale continues to attract both families and downsizers with its relaxed coastal lifestyle and strong community vibe. The suburb offers a village-like atmosphere, featuring boutique shopping, quality schools, and beachside cafes. While house prices have seen steady growth, units remain a more accessible entry point, offering solid value in this sought-after Northern Beaches location.

Median house price: ~$2,625,000
Median unit price: ~$1,320,000
Weekly rent: $785
Infrastructure Development: Mona Vale Road upgrades and hospital expansion.
Public Transport Accessibility: Express buses to city, ferry services nearby.

9. Narrabeen North – Waterside and Wallet-Friendly

North Narrabeen delivers a desirable coastal lifestyle with greater affordability compared to neighbouring beachside suburbs like Manly and Curl Curl. It appeals to a mix of surfers, retirees, and investors drawn to its relaxed atmosphere and strong rental demand. With close proximity to the beach and Narrabeen Lagoon, units in the area represent excellent value for those wanting to live or invest near the water.

Median house price: $1,197,500
Median unit price: $1,150,000
Weekly rent: $750-$800
Infrastructure Development: Lagoon path upgrades and increased parking solutions.
Public Transport Accessibility: B-line services and local buses to the city.

10. Warriewood – Masterplanned and Family-Oriented

Warriewood is a well-planned and family-friendly suburb offering a modern lifestyle within the Northern Beaches. Known for its newer developments, it features contemporary homes, landscaped parks, and quality schools—ideal for young families. With much of the housing stock less than a decade old, Warriewood presents strong value for those seeking a low-maintenance, community-oriented environment.

Median house price: ~$2,290,000
Median unit price: ~$1,290,000
Weekly rent: $850
Infrastructure Development: Warriewood Valley release area and wetlands expansion.
Public Transport Accessibility: Buses to the CBD, Mona Vale, and Dee Why.

Disclaimer: In the Northern Beaches region of Sydney, median house prices now sit around $2.4 million. In this context, “most affordable” refers to Northern Beaches suburbs where homes sell closer to $2 million, relative to the area's higher overall property prices.

Median values are approximate and subject to change based on market fluctuations and recent sales data. Hence, it’s always best to consult with your real estate agent for the latest market property values.

Sources: Realestate.com.au, Domain House Price, Northern Beaches Council, NSW Government 

Buying in one of the affordable Northern Beaches suburbs? Let our brokers handle your pre-approval, home loan comparison, and paperwork—stress-free. Talk to Northern Beaches mortgage brokers on 0403 316 686 or visit mortgagebrokersnorthernbeaches.com.au.

FAQs

What is the most affordable suburb in the Northern Beaches, Sydney?

Warriewood is currently one of the most affordable, especially for newer homes and young families.

Is it still a good time to buy in the Northern Beaches in 2025?

Yes. Despite rising rates, select suburbs offer value and long-term capital growth potential.

Are there any first home buyer grants in NSW for 2025?

Yes, NSW continues to offer grants and stamp duty concessions for eligible first-home buyers.

Which suburbs in the Northern Beaches are best for families?

Cromer, Davidson, and Warriewood offer schools, parks, and safe neighbourhoods.

How much deposit do I need to buy in the Northern Beaches?

A 10–20% deposit is ideal, but mortgage brokers can help you explore low-deposit options.

Can mortgage brokers help with pre-approval?

Absolutely. They help with pre-approval, paperwork, and negotiating better interest rates.

What public transport options are available in the Northern Beaches?

Most suburbs are serviced by B-line buses, with ferry access from Manly and local bus routes.

Looking to Buy in These Affordable Suburbs in Northern Beaches?

The affordable suburbs in Northern Beaches highlighted above offer a rare combination of coastal charm, solid infrastructure, and community feel—without Sydney’s sky-high price tags. Whether you're a first-home buyer, investor, or planning your next move, these areas offer real value in 2025.

To make the most of your purchase, partnering with Northern Beaches mortgage brokers can simplify your financing process. Visit www.mortgagebrokersnorthernbeaches.com.au to connect with experienced brokers who understand the local market and can tailor home loan solutions to suit your needs. Call 0403 316 686 today to get started with a free consultation.