15 Cheapest Suburbs in Sydney for First-Time Buyers in 2025

If you’re a first-time homebuyer, finding the cheapest suburbs in Sydney with the right balance of price, lifestyle, and future growth can make buying your first home much more achievable.

With living costs rising and rents outpacing wages, more people are turning to affordable suburbs to buy a home. Sydney remains a dream location for its job opportunities, vibrant lifestyle, and diverse communities—all within reach if you know where to look.

If you're planning to buy in Sydney, a good mortgage broker can make the process a whole lot easier. With local knowledge and lending expertise, they compare loan options and lenders, helping you make confident choices in a fast-moving market.

In this article, we’ll explore why first-time buyers should consider affordable suburbs. We’ll also break down our top 15 picks for the cheapest suburbs in 2025. Read on.

Why First-Time Buyers Should Consider the Cheapest Suburbs in Sydney

Not everyone can afford to buy close to the harbour. But that doesn’t mean you have to give up on homeownership. Here’s why looking at the most affordable suburbs in Sydney makes sense:

• Lower entry prices mean lower deposits and repayments – Great for buyers with limited savings.
  
  
• More potential for capital growth – Especially in suburbs undergoing renewal or infrastructure upgrades.
  
  
• Access to government grants and schemes – Like the First Home Owner Grant and stamp duty concessions.
  
  
• Lifestyle improvements in overlooked areas – More parks, schools, and shopping centres are popping up in these suburbs.

These benefits are driving more first-time buyers to rethink where they start their property journey. Let’s take a closer look at the top 15 cheapest suburbs in Sydney for 2025, where value, lifestyle, and potential come together.

Top 15 Cheapest Suburbs in Sydney for First-Time Buyers

Sydney’s outer and overlooked pockets still offer chances to get on the property ladder, if you know where to look. These suburbs combine affordability with lifestyle perks and strong long-term potential.

1. Mount Druitt – Best Value in Western Sydney

A long-time favourite for first-time buyers, Mount Druitt offers large blocks, a major train station, and quick M7 access. The suburb is home to Westfield Mount Druitt and a major public hospital. It also benefits from being close to Western Sydney University and its ongoing development. All this makes it a practical and affordable choice.

• Median Unit Price: $430,000
  
  
• Median House Price: $770,000
  
  
• Vacancy Rates: 1.4%
  
  

2. Blacktown – Affordable and Well-Connected

Blacktown is a growing, multicultural hub with great public transport, including direct train services to the CBD. It has a range of public and private schools, shopping centres, and employment opportunities. It's ideal for buyers seeking a balance between cost and connectivity.

• Median Unit Price: $470,000
  
  
• Median House Price: $880,000
  
  
• Vacancy Rates: 1.5%
  
  

3. Liverpool – Southwest Sydney's Budget Buy

Liverpool stands out for its strong infrastructure, transport links (M5, multiple train lines), and major institutions like the Liverpool Hospital and university campus. Urban renewal projects and apartment developments make it a growing hotspot for buyers on a budget.

• Median Unit Price: $480,000
  
  
• Median House Price: $860,000
  
  
• Vacancy Rates: 1.6%
  
  

4. Campbelltown – Cheapest Suburb With Lifestyle Perks

With access to national parks and open space, Campbelltown offers a peaceful setting with city-level amenities. It features Macarthur Square, Campbelltown Hospital, and a direct train line to the CBD. Ideal for families and those who love the outdoors.

• Median Unit Price: $450,000
  
  
• Median House Price: $760,000
  
  
• Vacancy Rates: 1.3%
  
  

5. Penrith – Gateway to the Blue Mountains

Penrith combines natural beauty with solid infrastructure. It’s located on the edge of the Blue Mountains, with direct trains, good schools, and a booming local economy. Recreational spaces like the Nepean River make it ideal for active lifestyles.

• Median Unit Price: $500,000
  
  
• Median House Price: $840,000
  
  
• Vacancy Rates: 1.4%
  
  

6. Fairfield – Budget Buy with Great Food and Culture

Fairfield is known for its cultural diversity, Asian cuisine, and proximity to employment hubs like Parramatta. Its affordability, combined with signs of gentrification, makes it a smart choice for young buyers and investors alike.

• Median Unit Price: $430,000
  
  
• Median House Price: $810,000
  
  
• Vacancy Rates: 1.7%
  
  

Looking to buy in North Sydney or the surrounding suburbs? The team at Mortgage Brokers Northern Beaches are expert Sydney mortgage brokers who’ll help you compare loans, understand your options, and get closer to owning your first home without the stress.

7. Lakemba – Inner Southwest Affordability

Located just 13km from the CBD, Lakemba offers solid public transport via the Bankstown Line. With vibrant markets and a multicultural vibe, it's an affordable entry point for buyers who want inner-area access without the premium price.

• Median Unit Price: $445,000
  
  
• Median House Price: $880,000
  
  
• Vacancy Rates: 1.5%
  
  

8. Canley Vale – Underrated and Affordable

This suburb flies under the radar but has great transport via Canley Vale Station and close links to Cabramatta. Its rental returns are strong and it's increasingly popular with families due to schools and community facilities.

• Median Unit Price: $450,000
  
  
• Median House Price: $780,000
  
  
• Vacancy Rates: 1.6%
  
  

9. Wiley Park – Cheapest Suburb With Direct Train Line to CBD

Wiley Park is a unit buyer’s dream, with some of the lowest prices in Sydney. It offers direct train access to the CBD and is part of the Bankstown Line. Ongoing urban renewal is set to enhance its appeal further.

• Median Unit Price: $420,000
  
  
• Median House Price: $890,000
  
  
• Vacancy Rates: 1.8%
  
  

10. Guildford – Value and Convenience

Guildford is close to Parramatta and Harris Park, with a good mix of older homes and newer builds. It has regular trains, leafy parks, and shops, making it a convenient choice for families and professionals.

• Median Unit Price: $470,000
  
  
• Median House Price: $870,000
  
  
• Vacancy Rates: 1.5%
  
  

11. Croydon Park – Inner West on a Budget

Croydon Park offers a rare chance to buy in the Inner West without the million-dollar price tag (for units). It’s located between Ashfield and Burwood and has great rental appeal and a strong sense of community.

• Median Unit Price: $590,000
  
  
• Median House Price: $1.15M
  
  
• Vacancy Rates: 1.4%
  
  

12. Canterbury – Affordable With Riverside Lifestyle

Canterbury sits along the Cooks River and features parks, cycleways, and direct trains to the city. It’s undergoing regeneration, making it appealing for first-home buyers who want a mix of greenery and connectivity.

• Median Unit Price: $610,000
  
  
• Median House Price: $1.12M
  
  
• Vacancy Rates: 1.6%
  
  

13. Eastlakes – Cheap Entry Near the East

Just minutes from beaches and the CBD, Eastlakes remains surprisingly affordable. New developments like Eastlakes Live are transforming the area, making it a solid pick for buyers priced out of neighbouring suburbs.

• Median Unit Price: $650,000
  
  
• Median House Price: $1.18M
  
  
• Vacancy Rates: 1.3%
  
  

14. Hillsdale – Cheapest Suburb Close to Maroubra

Hillsdale is one of the last affordable suburbs in the eastern corridor. With Southpoint Shopping Centre and access to public transport, it’s a practical choice for first-timers wanting a coastal lifestyle without the coastal price.

• Median Unit Price: $630,000
  
  
• Median House Price: $1.2M
  
  
• Vacancy Rates: 1.4%
  
  

15. Arncliffe – Cheapest Suburb Near the Airport

Arncliffe offers quick access to both the CBD and Sydney Airport. It features a mix of old-style homes and new apartments and is increasingly popular with young buyers and investors looking for convenience.

• Median Unit Price: $700,000
  
  
• Median House Price: $1.22M
  
  
• Vacancy Rates: 1.2%

Sources: Realestate.com.au, Domain, SQM Research. Note that the prices tend to fluctuate over time, so it’s always best to consult with your real estate agent for the latest market value.

Sydney Property Market in 2025: Insight Into Affordable Homeownership

Sydney may be one of the world’s most expensive cities, but in 2025, parts of its housing market still offer hope for first-home buyers.

As of late 2024, Domain reports the median price for Sydney houses is around $1.33 million, while median unit prices sit near $813,000. Meanwhile, rental prices keep climbing, median house rent is now $740/week, and unit rent is $650/week, putting added pressure on renters amid rising cost of living.

But look beyond the Sydney CBD, and opportunities emerge. In outer areas, you’ll find some of Sydney’s cheapest houses, many under $800K, and rental properties with strong returns.

These suburbs stand out for:

• Easy access to a railway station and public transport
  
  
• Local outdoor activities and recreational facilities
  
  
• A close-knit community and strong multicultural community
  
  
• Lower crime rates and family-friendly parks
  
  
• Growing into bustling suburbs with new retail and dining hubs
  
  

This mix of affordability and lifestyle makes them an ideal choice for first-time buyers. Looking ahead, CoreLogic forecasts 3–6% growth in 2025, especially in suburbs with a strong rental market, convenient access, and infrastructure upgrades.

Looking to Buy in One of Sydney’s Most Affordable Suburbs?

Whether you’re after a budget-friendly option in a close-knit community or a smart buy in a growing bustling suburb, the right loan setup matters. Our team of expert Sydney mortgage brokers help first-home buyers across the city secure tailored finance with confidence.

Frequently Asked Questions (FAQs)

How to live cheaply in Sydney?

To live cheaply in Sydney, choose affordable housing options in suburbs further from the city centre, where weekly rents, food, and transport are lower. Look for cost-effective options with convenient access to public transport links, essential amenities, and green spaces to maintain a balanced lifestyle.

What are the most affordable suburbs to rent in Sydney?

Suburbs affordable like Wiley Park, Lakemba, and Canley Vale offer low median rent, great public transport options, and a mix of affordability and community spirit. These areas are a popular choice for renters due to their budget-friendly options, growing rental market, and access to schools and shopping.

Where are the biggest house prices dropping in Sydney?

According to the latest House Price Report, some expensive suburbs in the central suburbs and near the central business district have seen the biggest price corrections. In contrast, outer suburbs with a combination of affordability and growing infrastructure show more steady demand and stable property values.

Where do middle class people live in Sydney?

The middle class often lives in liveable suburbs that offer a balance between affordability and urban amenities, such as Guildford, Liverpool, and Campbelltown. These areas provide a range of options, including suburbs for house and suburbs for units, with public transport, excellent schools, and bustling shopping precincts.

What suburb is the cheapest in Sydney?

One of the cheapest suburbs in Sydney in terms of median property price is Wiley Park, with a median unit price under $450,000 and rental rates below average. Its convenient transport links, direct access to the CBD, and key amenities make it an attractive choice for both buyers and renters.

Which suburbs will boom in 2025?

Suburbs with a long-term investment outlook like Mount Druitt, Penrith, and Eastlakes are expected to grow due to new recreational facilities, educational institutions, and transport upgrades. These appealing options offer a cost-effective way to enter the property market while enjoying outdoor recreation, leafy streets, and a vibrant community.

What types of home loans can mortgage brokers help first-time buyers in Sydney access?

Sydney mortgage brokers can assist first-time buyers with a wide range of loan products, including variable, fixed, low-deposit, and government-backed loans. They help match buyers to lenders based on the cost of living, household sizes, and eligibility for grants, ensuring access to the most affordable option for your situation.

Final Thoughts

Buying your first home in Sydney in 2025 doesn’t have to feel out of reach, especially when you know where the cheapest suburbs in Sydney are and what they have to offer. 

With the right support and a clear plan, getting into the market is more doable than you might think. Our team of expert mortgage brokers at Mortgage Brokers Northern Beaches, based in North Sydney, specialises in helping first-time buyers find the right home loans across Sydney’s most affordable areas. 

We offer a free consultation to walk you through your options; honest, simple, and tailored to you. Call us at 0403 316 686 or visit mortgagebrokersnorthernbeaches.com.au to book your free chat and start your journey today.