Top 10 North Sydney Suburbs for First-Time Property Investors

Buying into North Sydney suburbs can feel like stepping into a dream, offering bustling city access, thriving rental markets, and long-term value. With excellent transport, lifestyle perks, and strong growth potential, it’s no wonder first-time property investors are paying close attention to this New South Wales region’s growing appeal and investment opportunities. 

When it comes to financing your first investment property, the team at Mortgage Brokers Northern Beaches can guide you through loan options that suit both your budget and strategy. Working with an experienced North Sydney mortgage broker means you’ll get personalised advice, access to competitive investment loan products, local expertise and support every step of the way. 

Ready to see which North Sydney suburbs stand out in 2025? Let’s break down the top 10 picks for smart, first-time investors.

Top 10 North Sydney Suburbs for Property Investment

There’s no one-size-fits-all when it comes to investing in property. That’s why we’ve broken down 10 standout North Sydney suburbs every first-time investor should have on their radar in 2025.

1. Artarmon – A Hidden Gem for Budget-Conscious Investors

Artarmon is a quiet residential suburb just 9km from the CBD, popular for its walkable train station, leafy streets, and solid brick apartments. It borders Chatswood and offers fast access to both Macquarie Park and North Sydney business districts. 

Artarmon Reserve is a local favourite for greenery and recreation. Great transport, high rental demand, and affordability make it a perfect entry point for new investors.

• Median Unit Price: $870,000
  
  
• Median House Price: $2,385,000
  
  
• Median Rent (Unit): $620/week
  
  
• Rental Yield: 3.7%
  
  

2. Kirribilli – Prestige on a First-Time Budget

Kirribilli is known for its iconic harbour views, ferries, and proximity to the Sydney Harbour Bridge. While it carries a prestige postcode, older units still present opportunities under $1.2M. It's home to Kirribilli Markets and a strong café scene. First-time investors love the blend of status, location, and strong capital growth.

• Median Unit Price: $1,220,000
  
  
• Median House Price: $3,880,000
  
  
• Median Rent (Unit): $680/week
  
  
• Rental Yield: 2.9%
  
  

3. Cremorne Point – Scenic and Stable

Nestled between Neutral Bay and Mosman, Cremorne Point offers stunning waterfront walks, calm streets, and high-quality apartment living. It’s ideal for attracting downsizers and professionals who want peace without losing city access. With steady rent demand and low tenant turnover, it’s a safe bet for long-term growth.

• Median Unit Price: $1,090,000
  
  
• Median House Price: $4,500,000+
  
  
• Median Rent (Unit): $750/week
  
  
• Rental Yield: 3.6%
  
  

4. Lane Cove – Family-Friendly and Investor-Ready

Lane Cove is well known for its family atmosphere, shopping strip, and green spaces like Blackman Park. The suburb also offers a strong mix of schools, public transport and newer apartment developments. New infrastructure upgrades and access to the Lane Cove Tunnel add to its investment appeal.

• Median Unit Price: $885,000
  
  
• Median House Price: $2,300,000
  
  
• Median Rent (Unit): $600/week
  
  
• Rental Yield: 3.5%

5. Wollstonecraft – Safe, Quiet, and Surprisingly Affordable

Wollstonecraft flies under the radar despite being just one train stop from North Sydney. It’s known for low crime rates, leafy outlooks, and close proximity to the harbour. It attracts professionals who want a quiet retreat with city access. Solid capital growth history and strong rental returns make it ideal for first-timers.

• Median Unit Price: $925,000
  
  
• Median House Price: $2,420,000
  
  
• Median Rent (Unit): $625/week
  
  
• Rental Yield: 3.5%
  
  

6. Crows Nest – Investment Meets Lifestyle

Crows Nest is buzzing with energy thanks to its vibrant café and dining scene. The upcoming Sydney Metro station will further boost property values and accessibility. Its high walkability and appeal to young professionals keep rental markets strong. A fantastic suburb for investors chasing both yield and growth.

• Median Unit Price: $1,050,000
  
  
• Median House Price: $2,650,000
  
  
• Median Rent (Unit): $690/week
  
  
• Rental Yield: 3.4%
  
  

7. Waverton – Underrated and Well-Connected

Waverton is often overlooked, but locals love its peaceful vibe and proximity to the CBD. The village-like atmosphere and bushland feel make it a unique inner-city pocket. Renters value the boutique apartment blocks and nearby transport links like Waverton Station. A solid pick for investors seeking a stable, low-risk market.

• Median Unit Price: $975,000
  
  
• Median House Price: $2,810,000
  
  
• Median Rent (Unit): $645/week
  
  
• Rental Yield: 3.4%
  
  

8. Willoughby – Steady and Safe for New Investors

Willoughby is a well-established suburb with parks, family homes, and strong schooling options. It’s a go-to for families wanting community feel close to the CBD. Investors are drawn to its mix of townhouses and apartments that offer consistent value growth. Infrastructure access and strong rental demand make it a steady choice.

• Median Unit Price: $990,000
  
  
• Median House Price: $2,600,000
  
  
• Median Rent (Unit): $610/week
  
  
• Rental Yield: 3.2%
  
  

9. Castlecrag – Architecturally Unique and Tightly Held

Castlecrag is known for its distinctive homes and strong community ties. Designed with a focus on landscape and nature by Walter Burley Griffin, it’s one of the North Shore’s most character-filled pockets. Limited turnover and quality tenants make it a strong long-term option. Great for those prioritising low vacancy risk.

• Median Unit Price: N/A (few units)
  
  
• Median House Price: $3,100,000
  
  
• Median Rent (House): $1,200/week
  
  
• Rental Yield: 2.0%
  
  

10. Birchgrove – Harbour Views with Village Vibes

Technically, in the Inner West, Birchgrove offers North Sydney-level investment appeal with harbourside charm. It’s a short ferry ride to the CBD and offers quiet, historic streets popular with creatives and executives. The high demand for waterfront rentals keeps yields solid and capital growth consistent.

• Median Unit Price: $1,180,000
  
  
• Median House Price: $2,950,000
  
  
• Median Rent (House): $1,150/week
  
  
• Rental Yield: 2.4%
  
  

Sources: CoreLogic, Realestate.com.au, Domain. Note that property values tend to fluctuate over time. Hence, it’s always best to consult with your real estate agent for the latest market prices.

How to Choose the Right North Sydney Suburb for Investment

With so many appealing pockets across North Sydney, it’s easy to feel overwhelmed. But choosing the right suburb is all about matching data with your personal strategy.

Here are 5 essential tips to help you pick the right suburb in this competitive property market:

1. Assess Your Borrowing Capacity First: Before exploring suburbs, know exactly what you can afford. Your borrowing capacity determines whether you're aiming for an entry-level apartment or something more upscale. 

This helps narrow down options in an expensive city like Sydney and keeps your expectations realistic.

2. Prioritise Areas with Strong Demand and Population Growth: Look for suburbs showing steady population growth and strong demand for properties. These factors often drive both rental yields and future capital growth. 

Suburbs near transport and shopping centres usually outperform the rest of the housing markets.

3. Compare Median Prices and Rental Markets: Review each suburb’s median price alongside weekly rents and vacancy rates. This tells you how tight the rental markets are and whether returns are worth the investment. Lower vacancies often mean consistent tenants and higher rent stability.

4. Understand the Type of Suburb That Suits Your Goals: Some investors prefer a busy urban hub, while others want a coastal suburb or a quieter beachside suburb. There’s no wrong answer—it’s about what works for your plan. If you're a first-home buyer, start with suburbs offering lower median unit prices and higher rental yield potential.

5. Evaluate Long-Term Growth Prospects: Consider suburbs benefiting from infrastructure upgrades or commercial developments. These often lead to rising demand for properties and stronger capital appreciation over time—especially in coastal suburbs that combine lifestyle appeal with strategic location.

Ready to Take the First Step Toward Property Investment in New South Wales?

Don’t let the Sydney property market overwhelm you. Whether you're comparing median prices, exploring suburbs with strong demand, or working out your borrowing capacity, the right support can make all the difference.

Speak with trusted North Sydney mortgage brokers at Mortgage Brokers Northern Beaches today and take the smart route to property investment in North Sydney, New South Wales!

Frequently Asked Questions (FAQs)

What are the best suburbs for first home buyers in Sydney?

Suburbs offering affordable apartments, good transport links like a nearby railway station, and proximity to schools are ideal for first-home buyers. Areas with excellent amenities, access to infrastructure projects, and a balance of lifestyle and affordability often top the list.

What are the best suburbs to invest in Sydney 2025?

In 2025, the best investment suburbs will be those with strong yields, low vacancy rates, and potential for capital growth. Look for areas experiencing Infrastructure growth, rising buyer demand, and a mix of investment-grade properties close to the city centre or near major infrastructure developments.

What suburbs in Sydney are most likely to increase in value?

Suburbs with strong population growth, planned industrial developments, and excellent schools show high investment potential. These areas often see steady rental growth, long-term term capital growth, and growth in house prices driven by both local demand and larger economic growth trends.

Which Sydney suburbs with the fastest growth to 2031 are revealed?

The property market forecast points to suburbs undergoing light rail network expansions like the South-East Light Rail project, or those benefiting from major infrastructure developments. These standout choices often combine a cultural scene, lifestyle amenities, and proximity to prime location job hubs for stronger annual growth and better-than-average averages in growth.

What loan options can mortgage brokers assist property investors within NSW?

Mortgage brokers can assist property investors with a range of tailored options, including interest-only investment loans, principal and interest investment loans, fixed-rate investment loans, and line of credit loans. 

They also help with SMSF property loans and commercial property loans, depending on your financial situation, property type, and investment strategy—whether you're targeting rental properties, beachfront properties, or affluent suburbs with strong potential for growth.

Wrapping Up

Buying in North Sydney suburbs in 2025 doesn’t have to be overwhelming; it’s all about making informed decisions and getting the right support. Whether you're eyeing your first unit or planning long-term growth, working with experienced mortgage brokers can help you make the most of your options in New South Wales. 

From home loans to tailored investment property loans, there’s a smart path forward, no matter your budget or experience. Ready to chat? Book a free consultation with the trusted team at Mortgage Brokers Northern Beaches or call 0403 316 686 today and take the next step with confidence.